CM Punjab Kisan Card Phase 2: Complete Guide
CM Punjab Kisan Card Phase 2 is a government program to help small and medium farmers. It makes it easier for farmers to get loans, financial support, and farming supplies. This phase gives bigger loans and more benefits than the first one. The program helps farmers handle money problems and grow more crops in Punjab.
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پنجاب کسان کارڈ فیز 2 چھوٹے اور درمیانے درجے کے کسانوں کی مدد کے لیے ایک سرکاری پروگرام ہے۔ یہ کسانوں کے لیے قرض، مالی مدد، اور کاشتکاری کا سامان حاصل کرنا آسان بناتا ہے۔ یہ مرحلہ پہلے کے مقابلے بڑے قرضے اور زیادہ فوائد دیتا ہے۔ یہ پروگرام کسانوں کو پیسے کے مسائل سے نمٹنے اور پنجاب میں مزید فصلیں اگانے میں مدد کرتا ہے۔
Objectives of the Punjab Kisan Card Scheme:
- Building a digital system for easier access to credit.
- Help small farmers earn and manage money better.
- Grow more crops and farm products.
- Support the country by helping people in villages.
Eligibility Criteria:
To get Punjab Kisan Card Phase 2, you must:
- Be a resident of Punjab.
- Have a valid CNIC (ID card).
- Own 1 to 25 acres of land.
- Land must be registered with PLRA.
- Have a mobile number linked to your CNIC.
Loan Benefits: CM Kisan Card Phase 2
Approved farmers can enjoy:
- Interest-free loans up to Rs. 300,000.
- Diesel purchase facility at designated pumps.
- 30% of the loan is available as cash from ATMs.
- Purchase seeds, fertilizers, and pesticides from registered dealers.
- No hidden fees or processing charges.
How to Apply:CM Kisan Card Phase 2
To apply for the Kisan Card:
- Type an SMS: PKC <CNIC Number>
- Send it to 8070
- Make sure your mobile has enough balance.
- You will get a confirmation message when registration is done.
Required Documents:CM Kisan Card Phase 2
- CNIC
- Mobile SIM registered on your CNIC.
- Land ownership papers from PLRA.
- Active bank account.
- Past loan repayment info, if any.
- Proof of Punjab residency.
Checking Application Status:
- Check your status online or on the official portal using your CNIC.
- Status may show: Pending, Approved, Dispatched, or Rejected.
- If approved, follow the instructions to get your card or loan.
- If pending or rejected, review your documents and land records.
Troubleshooting:CM Kisan Card Phase 2
If you face issues such as:
- Lost or blocked card
- Forgotten PIN
- Card usage problems
- Need a new card
Contact your district agriculture office or call the Agriculture Helpline at 0800-17000 (8 AM to 8 PM).
FAQ’s:
Can part of the loan be withdrawn as cash?
Yes, up to 30% via ATM.
What if land records are outdated?
Only updated records are accepted.
Are there processing fees?
No hidden or extra charges apply.
Conclusion:
Punjab Kisan Card Phase 2 is a helpful program for small and medium farmers. It gives loans without interest, financial help, and farming supplies. Applying on time lets farmers get the most benefits. The program also helps farmers grow more crops and manage their money better in Punjab.